What is a personal loan?
Best personal loan application in india without documents BbWhether it’s paying off your credit card bills or financing a wedding, a personal loan is a loan that you can avail to meet any financial need. These loans are unsecured loans, which means you don’t have to put up collateral to get the loan. Like any other loan, you have to repay the borrowed amount in EMIs (equal monthly installments).
Navi offers instant personal loans with minimal documentation in a 100% paperless manner. Download the Navi app from the Play Store or App Store and disburse your preferred loan amount to your account within minutes of applying.
Features and benefitsnstant delivery
Don’t wait for 3-4 more days. Download the app and apply for the required amount. If you qualify, the money will be disbursed to your bank account within minutes. You heard right, it’s super quick and simple
100% paperless process
Getting an instant loan from Navi requires zero paperwork. The entire process – from loan application to disbursal – is completely app-based. This makes it easy for our customers to apply for a loan from anywhere at any time
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Flexible EMI options
Get your loan and repay it in easy EMIs as per your convenience. We offer flexible repayment terms of up to 6 years or 48 months. Choose your preferred tenure and settle your loan stress-free
Minimal documentation
Say goodbye to heavy paper. Get instant personal loans of your choice from Navi at attractive interest rates. Just your PAN card as primary document and that’s it!
No collateral required
Personal loans are unsecured loans, which means you don’t have to pledge collateral or a guarantor. The loan amount and interest rate are decided based on your eligibility
Is Navi under RBI?
Is the Navi loan app approved by the RBI? Yes, the Navi loan app is approved by the RBI. Navi is a digital lending platform that provides personal loans to eligible borrowers. The platform is regulated by the Reserve Bank of India (RBI) and follows all the guidelines and regulations set by the central bank.
Navi Loan App is approved by the Reserve Bank of India (RBI) as a digital lending and UPI platform, which suggests that it meets certain regulatory standards
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